HOHO-ECONOMICUS Insight

Terms of Service

HOHO-economicus
2–3 minutes

Terms of Service

Last updated: [2025.04.15]

Welcome to [HOHO-ECONOMICUS]. These Terms of Service govern your access to and use of this website. By using this site, you agree to these terms. If you do not agree, please do not use this website.

1. No Investment Advice

All content provided on this website is for educational and informational purposes only and does not constitute financial, investment, legal, or tax advice. Nothing on this site should be construed as a recommendation, endorsement, or offer to buy or sell any security. You are solely responsible for your investment decisions. Please consult a licensed professional before making any financial decisions.

2. Risk Disclaimer

Investing involves significant risk. You may lose some or all of your capital. Past performance is not a guarantee of future results. All information provided is general in nature and may not be appropriate for your specific financial situation. You should conduct your own independent research before acting on any content.

3. Intellectual Property

All content on this website, including text, images, graphics, and code, is the property of [HOHO-ECONOMICUS] unless otherwise stated. It is protected by copyright and intellectual property laws. Unauthorized reproduction, distribution, scraping, or commercial use of any content is strictly prohibited without written permission.

4. Privacy and Data Protection (GDPR)

We take your privacy seriously. Your personal information (e.g., name, email) is collected only when necessary—for newsletter subscriptions, analytics, or comment functions—and is never sold or shared without your consent.

We comply with the General Data Protection Regulation (GDPR). You have the right to access, correct, or delete your personal data. To exercise your rights, please email us at: [okdoublenim@gmail.com].

For more information, see our [Privacy Policy].

A GDPR-compliant cookie banner may appear upon your first visit to request consent for analytics and tracking technologies.

5. Use of Digital Products

If digital resources (e.g., PDF reports, analysis templates) are sold via this site:

  • All sales are final. Due to the digital nature of products, no refunds will be issued after purchase.
  • If using a subscription model, plans will auto-renew unless canceled at least 24 hours before the renewal date.
  • You may not resell, redistribute, or publicly share any paid materials.

6. External Links

This site may link to third-party websites for convenience or reference. We do not endorse or assume responsibility for the accuracy, security, or content of any external site. You access third-party sites at your own risk.

7. Limitation of Liability

All content is provided “as is,” without any warranties—express or implied—including accuracy, completeness, or fitness for a particular purpose. We will not be liable for any losses or damages arising from the use or misuse of any information on this site.

In no event shall our total liability exceed the amount (if any) paid by you for accessing the website in the 12 months preceding any claim.

8. Modifications to Terms

We reserve the right to modify or update these Terms at any time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the site after any changes indicates your acceptance of the updated Terms.

9. Contact

For questions regarding these Terms or your personal information, please contact us at:
📧 [okdoublenim@gmail.com]

Thank you for visiting [HOHO-ECONOMICUS].